Conventional Financing – Supported by Fannie Mae or Freddie Mac, this is a preferred product amongst consumers, however, is structured to favor clients with stronger credit. Conventional mortgage products have been growing due their flexible guidelines and pricing adjustments. Conventional loans may be used by qualifying clients purchasing or refinancing their primary, secondary or investment home.
FHA – Federal Housing Administration mortgages are insured by the US Government and are aimed to support clients who need it most. They have extreme flexibility for clients with less than perfect credit and require as little as 3.5% down. The FHA is ideal for many first-time buyers and can only be used for the purchase or refinance of a primary residence.
VA – Tailor made with our US Veterans or their surviving spouses, the Department of Veteran Affairs has compiled an assortment of benefits exclusive to those who have sacrificed so much for the betterment of our country. With options including 0% down and virtually no credit score requirements, the VA is here helping the Americans who honorably served in accomplishing the American Dream of home ownership.