Impact Loans

NMLS # 2361520

Get the Mortgage You Deserve with Expert Guidance
Looking to buy a new home, or refinance for better terms? Our team of mortgage professionals specializes in purchase, refinance, and investment opportunities across California, Colorado, Florida, Georgia, Michigan, and Texas.

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Impact Loans place picture
5.0
Based on 132 reviews
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Alex profile picture
Alex
2 days ago
I couldn't recommend Impact Loans enough! Ross offered us the best rate after shopping around with multiple lenders, and was pretty easy to tell he had our best interests from our first conversation. Multiple other lenders tried convincing us we were comfortable with working with them, which is ironically uncomfortable, but I could confidently say that both Ross and Jocelin made the entire process genuinely comfortable and stress-free.

I represented myself on the buy-side so got to experience their exceptional level of service firsthand. They were incredibly responsive, kept everything very organized, and made the entire transaction an absolute breeze from start to finish. Thanks again!!
John Combettes profile picture
John Combettes
3 days ago
Adam Chapie was my agent,and he made the whole process a lot easier because He Took Charge and was Always there along the way. He did all this while juggling with his family commitments and time, because he’s a brand new dad, so being a father myself and having gone through what he’s experiencing I admire the job he was able to provide me his customer. Adam has a Great work ethic and truly cares for his customers. Kudos to Adam Chapie . He really makes your company outstanding.
Thank you Sincerely John A Combettes
Shear Designs profile picture
Shear Designs
1 week ago
Darren was great very helpful always stayed on Top of the process. Great person to work with. I will recommend Darren to get it done. Awesome Person!!!! Thank you again for your time and help Darren
Blake Keelean profile picture
Blake Keelean
1 month ago
Ross Bahro is an excellent mortgage lender. He’s professional, communicative, and efficient throughout the entire process, but what really stands out is his genuine care for his clients. He goes above and beyond to keep everything on track and make the experience as smooth as possible. If you’re looking for someone dependable and knowledgeable, Ross is someone I highly recommend.
Russell Wilcox profile picture
Russell Wilcox
1 month ago
Lenders accessible and easy to work with. Can answer questions that have and open to meet in person for anyone in need of that service
Jason Moore profile picture
Jason Moore
1 month ago
Ross Bahro is an excellent mortgage lender! Professional, communicative, and efficient throughout the entire process. He genuinely cares about his clients, communicates well, and goes above and beyond to make sure everything stays on track. If you’re looking for someone dependable and knowledgeable for your mortgage needs, Ross is the guy to call!
Krystal Caparaotta profile picture
Krystal Caparaotta
3 months ago
I had an amazing experience working with Izak at Impact Loans. He truly went above and beyond throughout the entire process. Not only did he help me close my loan in just 12 days, but he also secured an incredible interest rate for me.

Izak caught an error with the title that I would have never noticed, which resulted in me receiving a $500 check after closing. That level of care and diligence is rare.

Izak made the entire process smooth, efficient, and stress-free. I highly recommend him to anyone looking for a knowledgeable and dedicated loan professional!
Praveen Pandey profile picture
Praveen Pandey
4 months ago
I had a fantastic experience working with Ross Bahro and team for my home loan. They made a complex process feel incredibly simple and straightforward. Ross was always available to answer my questions and ensured everything stayed on track for a smooth, on-time closing. I highly recommend their services to anyone looking for a stress-free mortgage experience
Vincent Acho profile picture
Vincent Acho
8 months ago
Working with Impact Loans in Troy Michigan was truly a great experience for my mortgage needs. I was having a tough time getting approved with other lenders but their team made the whole process so much easier. Before choosing Impact Loans, I shopped rates with Rocket Mortgage, Bank of America, Chase Bank, Loan Depot, and Wells Fargo, and Impact Loans came out with the lowest rate and the lowest closing costs. From the first call, everyone at Impact Loans was professional, attentive, and took the time to clearly explain everything about the mortgage loan process. They were able to get me approved when everyone else was giving me such a hard time and it meant the world to me. Also my realtor was shocked how fast we were able to close and was praising Impact Loans for how smoothly everything went, she was truly impressed. I highly recommend Impact Loans for anyone looking for trustworthy and experienced mortgage loan experts in Troy Michigan. Their dedication and customer service are outstanding.
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LOAN OPTIONS

ADJUSTABLE RATE MORTGAGE LOAN

The adjustable-rate mortgage (ARM) is a type of loan that issues an interest rate that changes periodically and …

Minimum Credit Score

620

Key
Advantage
LOW INTEREST RATE…

FHA STREAMLINE REFINANCE

An FHA Streamline allows borrowers to refinance their existing FHA-insured mortgage loan. 

Minimum Credit Score

580

Key
Advantage
NO APPRAISAL…

VA HOME
LOAN

The United States Department of Veterans Affairs (VA) created a mortgage loan that provides financial…

Minimum Credit Score

500

Key
Advantage
NO DOWNPAYMENT…

JUMBO MORTGAGE LOAN

A jumbo loan also referred to as a non-conforming mortgage, is a loan for homeowners…

Minimum Credit Score

660

Key
Advantage
CONVENTIONAL PORTFOLIO…
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