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Impact Loans

MORTGAGE RESOURCES

Helpful Insights for Homebuyers and Homeowners

Explore practical mortgage guides designed to help you understand home buying costs, refinancing options, and the differences between popular loan programs.

HOME BUYING GUIDE 01

How Much House Can You Actually Afford? 7 Costs Buyers Forget to Calculate

Your mortgage payment is only one part of the true cost of owning a home. Learn about down payments, property taxes, homeowners insurance, HOA fees, closing costs, maintenance, and other expenses that should be included in your budget.

REFINANCING GUIDE 02

Should You Refinance Your Mortgage? 6 Signs It May Be the Right Time

Refinancing may help you lower your interest rate, reduce your monthly payment, change your loan term, switch mortgage types, or access home equity. Discover six situations when exploring a refinance may be worth considering.

MORTGAGE LOAN GUIDE 03

FHA vs. Conventional vs. VA Loans Which Mortgage Is Right for You?

Compare three popular mortgage options in one simple guide. Learn how FHA, Conventional, and VA loans differ when it comes to down payments, credit requirements, mortgage insurance, eligibility, and which borrowers may benefit from each.

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